CITI REWARDS CARD
Key Facts Statement
Turn all your shopping and entertainment into rewards

Earn 3% Points Rebate on shopping

(Applicable to department stores,
fashion and footwear outlets
and other merchants)

Earn 3% Points Rebate on entertainment

(Applicable to purchases of movie tickets,
concert tickets, digital streaming services,
theme park tickets and other experiences)

Earn 1% Points Rebate on local mobile payments

(Applicable to Apple Pay,
Google Pay and Samsung Pay)

Points that never expire

Redeem flexibly

Shopping and Entertainment Specials
Easy to Earn, Flexibly to Use

Redeem the Points via Citi ThankYouSM Rewards flexibly!
Log in to Citi Mobile® App, you can offset your transactions, redeem
cash rebate or transfer Points to a variety travel loyalty programs!

Pay With Points
Cash Rebate
Points Transfer

After making transactions, simply offset your transactions using Pay with Points
via Citi Mobile® App with just a few taps!

You can offset your transactions with Citi Points Using Pay with Points is just so easy!

Statement Credit will apply towards the statement balance of the following statement of the Eligible Cardholder's Eligible Card, but not the minimum payment due or statement balance of the statement(s) that are already issued. The required minimum payment due or payment in full of the statement balance stated on the monthly issued statement(s) of Eligible Card must be paid pursuant to the terms of the Cardholder Agreement of the Eligible Card.
Want to find out which merchants accept Citi Pay with Points
or allow you to redeem Points for vouchers directly?
LEARN MORE

We have made redeeming Cash Rebate with Points even easier and more flexible in Citi Mobile® App!
You can also choose the amount you want to redeem. It’s now all under your control! More flexibility!

Terms & Conditions for "Cash Rebate – Mobile Redemption Service"
Cash Rebate apply towards the Cardholder's next month's Card Account statement balance, but not the current month's minimum or total payment due. The required minimum and total payment reflected on the current Card Account statement must be paid pursuant to the terms of the Card Agreement.
Transfer your Points easily to travel loyalty programs

With Points Transfer, you can easily transfer your Points to a variety of loyalty programs. Travel anytime as you wish and get yourself prepared!
Conversion Rate
12
Points
= 1
Airline Miles/
Hotel Points
15
Points
= 1
Airline Miles/
Hotel Points
Citi Ultima Card,
Citi Prestige Card and
Citi PremierMiles Card
Citi Plus® Credit Card,
Citi Rewards Card,
Citi HKTVmall Card,
Citi Gold Card and
Citi Classic Card
Participating travel loyalty program:
  • • Cathay
  • • British Airways Executive Club
  • • Emirates Skywards
  • • Etihad Guest
  • • Eva Air Infinity MileageLands
  • • Flying Blue
  • • IHG Rewards Club
  • • Qantas Frequent Flyer
  • • Qatar Airways Privilege Club
  • • Singapore Airlines KrisFlyer
  • • Thai Airways Royal Orchid Plus
  • • Virgin Atlantic Flying Club
*For Citi Plus® Credit Card, Citi Rewards Card, Citi HKTVmall Card, Citi Gold and Citi Classic Card, HK$200 will be charged per redemption Points Transfer redemption with a minimum conversion unit of 18,000 Points.
The handling fee does not apply to Citi Ultima Card, Citi Prestige Card and Citi PremierMiles Card.
The minimum Points conversion amount is 18,000 Points and each
Point conversion amount should be in multiples of 18,000.

Top 4 credit card features

Citi Rewards Cards are designed with a host of powerful features. Access the features and enjoy the ease of making payments at your convenience. The cards also offer a wide range of privileges to facilitate a wholesome experience.

“FlexiBill” Installment Program
“FlexiBill” Installment Program

Turn statements into small payments

“Quick Cash” Installment Program
“Quick Cash” Installment Program

Instant cash to get things done right away

PayLite Installment Program
"PayLite" Installment Program

Turn any big purchases into small payments

Citi World Privileges
Citi World Privileges

Get deals and discounts locally & others countries

Gift iconClick here to explore more credit card shopping perks and exclusive offers!

Make your shopping more rewarding in less than 10 minutes

Applying online for a Citi Rewards Card is easy.

Min. annual income HK$120,000
(waived for student card application)

Age 18 or older

HKID holder
(applicable to Citi Rewards UnionPay Card only)

Welcome offer of HK$1,200 Cash Rebate

Welcome Offer Terms and Conditions

Already a Citi Credit Cardmember?

Refer friends now to earn HK$3,000 cash rebate+

+HK$3,000 cash rebate appliable when Referrer successfully refer 3 friends. Terms and Conditions apply.

Please send copies of your supporting document here.

To borrow or not to borrow? 
Borrow only if you can repay!

Remarks:
Click here to view Citi Rewards Card Terms and Conditions.
Frequently Asked Questions on Citi Rewards Card - "Citi Rewards Card Extra Points Program for Shopping and Entertainment" and Citi Rewards Card Extra Points Program for Mobile Payments.
Citi ThankYouTM Rewards Terms and Conditions apply for all Points related offers. Please visit: citibank.com.hk/thankyourewards-en .

Apply now for HK$1,200 Cash Rebate